California Home Insurance

Protect your home using our free referral service which helps you to find the best homeowner’s insurance at an affordable price!

Just Right!

Homeowner’s insurance is required by law in California and you can determine what kind and how much coverage you need by scrutinizing these factors relating to your home:

-Its age

-Its contents

-Its construction

-Your monthly finances and budget

Buy enough insurance for adequate coverage but not too much till you cannot afford to pay the premiums. Discuss with your insurance agent about this.

Trusted Companies

Here are some tips when it comes to choosing insurance companies:

-Choose one which is state licensed.

-Comparison shop to get the best coverage for your money.

-Use independent services of firms such as Standard & Poor’s, A.M. Best or Weiss Ratings to get the company’s history, financial stability and customer service scores to check each company’s professional rating.

Earthquake

Standard homeowner’s policy does cover earthquake-related damage. However, since Californians are very concerned with threat of earthquake, the state of California requires earthquake coverage be available to all who qualify for home insurance.

Earthquake coverage can be integrated in your policy by most private insurers. Separate earthquake coverage is offered through a company underwritten by the California Earthquake Authority (CEA) if you are with an insurer which cannot.

Get in touch with the California Department of Insurance at (800) 927-HELP for more California home insurance information.

California home insurance is important to protect your home, so prepare for disaster now by getting low cost insurance from Insurance Centre Online.

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