Connecticut Health Insurance

Shopping for Connecticut health insurance may not be easy for you, so we are here to help you find the right health insurance using our free referral service to get free Connecticut health insurance quotes.

Some Remarkable Revelations:

-Healthcare costs are rising twice as fast and are surpassing salary increase.

- 20% of working adults were without health insurance in 2004.

-In 2004, 42.1 million American of all ages were without health insurance.

Are there still options available to me with the current trends in healthcare?

Steps are taken by The State of Connecticut to make sure that their residents can buy and keep health insurance. To know how Connecticut health insurance benefits you, continue reading.

Connecticut Health Insurance-Promising Information

 You cannot be limited or denied coverage due to your health status if you are insured under a group policy. This is a practice known as nondiscrimination.

Your health insurance cannot be cancelled if you are ill. This is known as guaranteed renewability. You coverage would only be cancelled if you do not pay your premiums, move out of your coverage area or being unethical to your insurance company.

Guaranteed issue says that you cannot be declined due to your health status or age if you purchase a group plan for 50 or fewer employees.

You may remain on your old group plan for a limited time if you leave your job through state-continued coverage, or COBRA. COBRA coverage cannot be renewed though it lasts up to 18 months. Call U.S. Department of Labor at (404) 562-2156 to know more on COBRA requirements.

Are insurance companies allowed to turn me down for individual Connecticut health insurance?

Yes, they are allowed turn you down for individual Connecticut health insurance for several reasons which includes past or present health status.

What do I do if I am turned down for individual health insurance?

You may get coverage through Connecticut Health Reinsurance Association (HRA). It is a high risk pool for Connecticut residents aged 19 to 64. Call 1-800-842-0004 for further information on HRA.

Where should I turn if my children are currently without Connecticut health insurance?

You can look into programs such as HUSKY (Health for Uninsured Kids and Youth). Free coverage is offered to the qualified ones. Get more information by calling 1-877-284-8759. You can call contact the Connecticut Department of Social Services at 1-800-842-1508 if you want to know more on assisted health care.

Are tips on shopping for individual Connecticut health insurance?

The following tips are recommended by The Connecticut Department of Insurance:

- Ensure that your Connecticut health insurance contains a “free look” clause. There should be at least 10 days for you to review your policy and decide whether you are keeping it. You can reject the policy and get refund if you decide not to keep it.

-Shop carefully because prices vary between companies. Use Insurance Centre Online free referral service to get and compare free quotes.

-Read your policy thoroughly and make sure that it covers your major medical costs. You should also make sure that it is the right one for you to avoid any unpleasant surprises in the future.

Find Connecticut Health Insurance You Need Today!

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